What selling costs are fixed versus negotiable?
Fixed by statute: the deed tax (0.33%, or 0.34% in Hennepin/Ramsey) and the $5 agricultural conservation fee. Shoppable but market-set: title insurance, settlement, deed prep, courier — together a few thousand dollars. Fully yours to choose: the commission. Owner's title is customarily seller-paid in the Twin Cities but negotiable in the purchase agreement.
I wrote this answer, and I stand behind it. I'm Chris Deutsch, a Minneapolis Realtor (MN #20382264). Twenty-five years of walking these neighborhoods, checking basements, and sitting across kitchen tables from people making exactly this call. I re-check every answer and date it — this one was last verified .
If your situation is more specific than the market, that's the one worth talking through. Email me at chris@lakesarearealty.com.