Is it better to sell before filing, during the divorce, or after it's final?
Answered by Chris Deutsch, Founder & Editor
Licensed Minnesota Realtor #20382264 ·
The short answer
All three work; they just trade different things. Before filing is the simplest transaction — you're ordinary co-owning sellers, no court process touching the sale, and a joint sale while married keeps the larger capital-gains exclusion in easy reach. It requires the one thing divorcing couples have least of: enough cooperation to sell first and divide later.
On stage The 60-second answer
Captions on · Transcript below
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The longer answer
During is the most common. The attorneys consent, ground rules get set, proceeds typically wait in trust until the decree — workable and well-trodden, but every decision needs two signatures, so the process rules from the start matter enormously. After the decree is the cleanest on paper: the decree spells out who sells, who signs, who gets what. The trade is carrying cost — months of mortgage, taxes, and upkeep on a house in limbo — and each ex now claims their exclusion separately.
The right timing is usually whichever one your attorneys can both live with — that's their lane, not mine. What I run is the market half: what the house nets in each window. I'll put real numbers in front of the decision so nobody's choosing on a hunch.
The next department over
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From the editor's desk
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Is your situation more specific than the market? That's the one worth talking through.