Mom was on Medical Assistance. Will the state take the house?
Answered by Chris Deutsch, Founder & Editor
Licensed Minnesota Realtor #20382264 ·
The short answer
Not take — but the state can file a claim against her estate for what Medical Assistance paid, and when the house is most of the estate, the house is where that claim lands.
On stage The 60-second answer
Captions on · Transcript below
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The transcript posts with the video.
The longer answer
The plain shape of it: Minnesota's estate recovery generally reaches benefits paid for long-term care after age 55. The claim gets paid from the estate — usually out of the sale proceeds — before heirs receive what's left. Exceptions and deferrals exist: a surviving spouse, a disabled child, hardship provisions. And in Minnesota, a transfer on death deed doesn't automatically put the house out of reach — there's a clearance process for this. This corner of law is specialized; an elder law attorney is the right guide; I'm not a lawyer, and this isn't legal advice.
It's a claim to plan around, not a reason to panic. Get the attorney's read first — then I'll help you sell with the full picture in hand. Just call.
The next department over
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From the editor's desk
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